Reliance health Insurance started in 2000 and has since developed into one of the biggest protection suppliers in the business today. Reliance Health Care plans offer inclusion for various issues, going from health care coverage for people and families to basic diseases and mishaps. Such far reaching inclusion places Reliance Health Care at the front line in the race for best protection suppliers in India.
Why Choose a Reliance General Insurance Mediclaim Policy
Reliance Health Insurance India policies have experienced a positive reception due to their comprehensive coverage. The several sums insured and premium options make every Reliance Health Insurance for a family and individual exceedingly desirable. Therefore, they have maintained their ranking as one of India’s most popular insurance providers.
- Reliance Health Insurance has a wide range of over 7000 hospitals at which cashless services can be availed. Combining this with the claim settlement ratio of 72.20% places them in good figures and ensures that their customers are happy with the plans they receive.
- The wide range of sum insured options is offered from Rs. 1 lakh to Rs. 1 crore, depending on policy needed. Customers can choose their plan, which also upgrading it to a Reliance Health Insurance family floater plan as per their needs. This is especially important in the case of personal accident insurance.
- You can purchase or renew your existing Reliance health insurance online. The procedure is easy and straightforward, with a helpful website that tells you precisely what you need for a successful renewal.
- There is a lot of freedom given to the insured in terms of payment mode and plan riders. They can, therefore build a plan that ensures their financial security – as insurance promises – rather than one where premium payments become a burden.
- There are several benefits such as no-claim bonuses and other such incentives that keep customers with Reliance General and give them the best insurance experience.
- All premiums paid to Reliance Health Insurance are deductible under Section 80(D) of the Income Tax Act.
Calculating a Reliance Mediclaim Policy Premium
While restoring any insurance contract, you want to pay an expense. Reliance allows you to ascertain your premium alongside different boundaries. You purchase protection to lessen monetary weights. Reliance guarantees this monetary weight is lighter by providing you with a thought of what premium installments you can expect during your experience with them. The rules utilized by Reliance Health Care services are:
- Age: The more established you are, the higher your premium may be.
- Occupation: Contingent upon how hazardous your occupation is, the premium is sequential. More unsafe means higher charges.
- Clinical History: Hereditary qualities and past diseases assume a part in what you’re helpless to. Contingent upon past ailments and the family clinical accounts, your premium can be higher.
- Substance Abuse: In the event that you have a smoking or drinking propensity, that undermines your wellbeing, thusly expanding your premium.
Reliance Mediclaim has more than 7000 organization emergency clinics with a 72.20% case settlement proportion. This impressive range guarantees that they can give best Reliance Health care benefits all around the country. They as of now have 139 workplaces and 28,900+ middle people all around the nation, adding to their heavenly client care notoriety. Consolidating this with their extensive plans guarantees that their clients get thoroughly covered for any reason.
The numerous Reliance Health Insurance Plans are:
Buy Online: https://www.reliancegeneral.co.in/insurance/health-insurance
- Reliance Critical Illness Insurance Policy
- Reliance Health Gain Insurance Policy
- Reliance Health Infinity Insurance Policy
- Reliance Health Wise Insurance Policy
- Reliance Personal Accident Insurance Policy
Reliance Health Insurance Plans in Details:
Reliance Critical Illness Insurance Policy
- Entry Age: 18-65 years
- Policy Term: 1-2 years
- Sum Assured: Rs.5-10 lakhs (depending on the age of insured)
- Coverage: 10 major critical illnesses.
Other Advantages:
- This plan covers coma quadriplegia.
- Coverage offered for life-threatening illnesses like cancer, major organ transplant, multiple sclerosis, and burns.
- Lifestyle Disabling Coverage: Coma, Quadriplegia Heart Valve Replacement, Total Blindness, Last Stage Renal Disease.
Reliance Health Gain Insurance Policy
- Entry Age: 5-65 years (Children between 91 days-4 years covered as long as a covered member is 21+ years)
- Policy Term: 1-2 years
- Sum Assured: Rs.3-9 lakhs (Plan A); Rs.12-18 lakhs (Plan B)
- Pre and Post-Hospitalisation: 60 days for both
Other Advantages:
- Avail up to 4 times the base sum insured after every 4 claim-free years.
- Road Ambulance charges: Rs. 1500 (Plan A); Rs. 3000 (Plan B)
- In the event of delay in issuance of policy beyond 10 working days. you receive additional Rs. 10,000 (Plan A); Rs. 20,000 (Plan B)
Reliance Health Infinity Insurance Policy
- Entry Age: 18-65 years (Adults); 91 days-25 years (Children)
- Policy Term: 1-3 years
- Sum Insured: Rs.3 lakhs-1 crore
- Pre and Post-Hospitalisation: 90 and 180 days, respectively
Other Advantages:
- Coverage provided for in-patient AYUSH treatments
- Coverage provided for every daycare procedure
- Coverage for every donor’s expenses during organ transplant
Reliance Health Wise Insurance Policy
- Entry Age: 3 months-65 years
- Policy Term: 1 year
- Sum Insured: Rs.1-5 lakhs
- Pre and Post-Hospitalisation: 30 and 60 days (Standard); 60 and 90 days (Silver/Gold)
Other Advantages:
- Hospital Cash Benefit: Rs. 250/day for 7 days under the Gold plan
- Ambulance Coverage: Rs. 500 (Standard); Rs. 750 (Silver); Rs. 1000 (Gold)
- Free health checkup after 4 consecutive claim-free years.
- 5% discount on premium paid for every claim-free year for 4 years (maximum 20%)
Reliance Personal Accident Insurance Policy
- Entry Age: 5-70 years
- Policy Term: 1 year
- Basis: Individual (Family Floater option)
- Renewability: Lifelong
Other Advantages:
- 100% Sum Insured Coverage: Accidental death, permanent total disability, loss of two limbs, two eyes or one limb and one eye
- 50% Sum Insured Coverage: Loss of only one limb or only one eye
- Temporary Total Disability Benefit: Up to Rs. 5,000 will be paid every week for a maximum of 100 weeks
Reliance General Insurance Mediclaim Claim Process
Depending on whether or not you were admitted to a network or non-network hospital, you will need to choose your insurance claim form. Network hospitals require cashless claim forms and non-network hospitals require reimbursement claim forms.
Cashless Claim Process:
Show the Health Card at the clinic’s protection work area.
- Take care of in the credit only solicitation structure.
- Present a pre-authorisation structure with personal ID and printed versions of wellbeing related reports to the TPA or Dependence Care Wellbeing.
- Confirm and sign every one of the bills.
- Abandon unique release synopses and examination reports at the emergency clinic. The emergency clinic will settle your bills straightforwardly with the back up plan.
Reimbursement Claim Process:
Illuminate your guarantor about your hospitalization quickly.
- Gather every one of the fundamental archives during release.
- Present these records alongside a filled repayment structure to the safety net provider in the span of 15 days of release.
- Assuming any post-hospitalization treatment is vital, send the archives in something like 15 days after treatment fruition.
Knowing the fundamental archives for fruitful case recording can confound. There are so many to follow along. Therefore Cover360 is here to help you! Subsequent to uniting you with the protection plan of your fantasies, our specialists maintain that it should keep being your number one. We assist you with keeping up with your monetary freedom by guaranteeing you have every one of the fundamental reports for an effective case record!
Reliance Health Insurance Renewal Process
Click here for more details: https://www.policybazaar.com/
- Visit cover360.in and go to our restoration page
- Enter the subtleties inquired
- You will be taken to the Reliance General site to finish the restoration interaction
- On the other hand, go to the safety net provider’s site and reestablish your Reliance Medical coverage on the web.
- Go to the “Restoration” tab, enter your strategy number, and snap on GO.
- Fill in the fundamental subtleties.
- Pay your premium with your favored method of installment.
- You will get a recharging affirmation on your enlisted email ID.
You can clear any further questions you might have by reaching us. Cover360’s 24*7 client assistance group is here to walk you through any protection related questions you might have. We maintain that you should have the smoothest protection experience conceivable. Hence, we assist you with picking the best arrangement and furthermore guarantee you have the most un-upsetting involvement in the approach as could be expected!