In this article we are going to discuss about Reliance Health Gain Insurance Policy. We frequently neglect to focus on our health. We will generally overlook minor side effects, postpone doctor visits and underestimate our health. Notwithstanding, we never understand what’s on the horizon for us. Accidents, diseases and wounds can happen when we least anticipate them.
These startling episodes can prompt mounting clinical costs, which can negatively affect our physical, emotional and monetary Health.
That is where health insurance comes in with like-a security net that offers truly necessary help during health related crises. You want an all encompassing strategy that assists with refuting all the nervousness around the high clinical expenses related with quality treatment. A medical coverage strategy that is very liquid and measured. A customisable strategy like Reliance Health Gain.
Our health care coverage strategy is a #Meri policy Meri Choice plan that doesn’t allow you to think twice about your health. It allows you to redo your arrangement to get concealed to ₹1 Crore, get limitless rebuilding of your aggregate safeguarded, partake in no restrictions on your room lease and that’s just the beginning.
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Features of Reliance Health Gain Insurance Policy
| Sum Insured (in ₹) | Plus –
3 to 5 Lakh |
| Inpatient Care | No sub limits |
| Special Treatments (in ₹) | <25 lakhs covers up to 50% of Sum Insured & >=25 lakhs covers 100% Sum Insured |
| Day Care Procedures | Within Sum Insured |
| Domiciliary Hospitalisation | Within Sum Insured |
| Organ Donor | Within Sum Insured |
| AYUSH Benefit | Within Sum Insured |
| Pre-Hospitalisation Medical Expenses | Covered Up to 60 days (Within Sum Insured) |
| Post-Hospitalisation Medical Expenses | Covered Up to 90 days (Within Sum Insured) |
| Ambulance Cover | Within Sum Insured |
| Room Rent | Increase/Decrease your hospital room rent limits or even upgrade/downgrade your room category as you like. |
| Restore Benefit | On subsequent claim, unlimited reinstatement of base sum insured on unrelated illness or injury, sub-limit of 100% of base sum insured for related illness/injury |
Discounts and Benefits of Reliance Health Gain Insurance Policy
7.5% Discount
Get a 7.5% discount if you have an existing non-health policy with us.
Long Term Fresh Healthy life discount
10% Discount
Get a 10% discount if you are an existing RGI employee.
10% Discount
Get a 10% discount for buying this policy online.
RGI Retail Policy discount (non-health)
10% Discount
Get a 10% discount for if you have an existing health policy with us.
Employee Discount
12% Discount
Get a 12% discount for buying a 3-year policy (7% for 2 years).
RGI Health Policy discount
15% Discount
Get a 15% discount for taking good care of your health.
Long-Term Discount
Eligibility Criteria for Reliance Health Gain Insurance Policy
| Age | Child:
91 days to 25 years |
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| Family Composition for Floater policy | Plus –
Maximum of 2 Adults (Self + Spouse) and 6 children |
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| Policy Period | 1 year, 2 years & 3 Years | ||||||
| Sum insured (₹) | Plus –
3 and 5 Lakh; Power – 10, 15 and 20 Lakhs, Prime – Waiting Period of Reliance Health Gain Policy
25,30, 50 and 100 L
For the details of list of diseases, do read the prospectus, for details visit our website : https://www.reliancegeneral.co.in/
Easier & Faster Claim ProcessYou can choose both cashless and reimbursement claims as per your choice. For cashless claims, you must get treated at a network hospital where the policy holder would settle the bills directly with the authorities of hospital. If you want reimbursement claims, pay your bills initially and keep the original bills and receipts. Submit the original bills and receipts during claim settlement.
The exclusions for Reliance Health Gain PolicyAlthough Health Gain covers a lot for you, there are some conditions where it doesn’t apply. Here’s all medical exclusions in Reliance Health Gain:
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