Here we are discussing about Health Insurance Plans with New Born. The birth of a child gives massive pleasure as well as a major liability. Given the far reaching of different sicknesses, including Coronavirus, safeguarding your infant despite everything ought to be your first concern. One method for doing that is to cover your child under family health care coverage or maternity protection with new born baby cover.
Health Insurance Plans with New Born Baby Cover
Below the table with maternity health insurance plans that provide Newborn baby cover:
Health Insurance Plan |
Sum Insured (Rs.) |
Coverage for New Born |
Active Health Platinum- Enhanced Plan |
Rs 2 lakh- Rs 2 Crore |
Included |
Bajaj Allianz Health Guard Gold Family Floater Health Insurance Policy |
Rs 3 lakh- Rs 50 Lakh |
Up to 90 days |
Care Health Joy Health Insurance Plan |
Rs 3 lakh- Rs 5 lakh |
Day 1- 90 days |
Cholamandalam Privilege Healthline Insurance Plan |
Rs 5 lakh- Rs25 lakh |
Included |
Digit Health Insurance with Maternity Cover |
Rs 2 lakh- Rs 25 lakh |
Day 1- 90 days |
Future Generali Comprehensive Health Insurance ( Superior & Premier) |
Superior: Rs 15 L, 20 L, & 25 LPremier: Rs 50 L- Rs 1 Crore |
Included |
Kotak Mahindra Premier Health Insurance Plan |
– |
From Day 1 |
Manipal Cigna ProHealth Preferred Plan |
Rs 15 lakh- Rs 50 lakh |
Included |
Niva Bupa (Formerly known as Max Bupa) Heartbeat Family Floater Plan |
5 Lakh-1 Crore |
From Day 1 |
New India Assurance Mediclaim Policy |
Up to Rs 15 Lakh |
Included |
National Parivar Mediclaim Policy |
Rs 1 lakh- Rs 10 lakh |
Included |
Oriental Happy Family Floater Diamond Plan |
Rs 12 lakh- Rs 20 lakh |
Included |
Royal Sundaram Lifeline Elite Plan |
25 lakh- 1.5 Crore |
From Day 1 |
Smart Super Health Insurance Policy |
Rs 5 lakh- Rs 100 lakh |
Up to 90 days |
Star Comprehensive Insurance Policy |
Rs 5 lakh- Rs 1 Crore |
Up to 1 Year |
Tata AIG Medicare Premier Plan |
Rs 5 lakh- Rs 50 lakh |
Included |
Universal Sompo Complete Healthcare Insurance |
Rs 1 lakh- Rs 10 lakh |
Up to 91 days |
Health Insurance for a New Born Baby
The insurance policies that cover the child from their day of birth are interesting. When the child finishes 90 days, they become qualified for health care coverage. Adding the youngster to the wellbeing strategy of their family is likewise an accessible choice like a family floater health insurance policy. Check look at the accompanying while purchasing health care coverage with maternity and kid cover.
Age: Children can be protected in their parent’s arrangement that covers early immunizations and post-natal consideration. After fulfillment of 90 days, the child is qualified for protection. Notwithstanding, some health care coverage plans give new-conceived child cover from Day 1.
options: The insurance agency should be made mindful of the child’s introduction to the world, inside the specified time. The arrangement exhorted offers insurance cover to the child following 90 days or from Day 1, and more choices can be added while reestablishing the contract.
Required Documentation: While restoring the strategy, a bunch of reports like a birth testament and medical clinic release card might be required.
Premium: Actually look at the strategy premium. After the accommodation of the expected archives, the superior will be determined. You can pay the premium and profit the arrangement benefits. Keep in touch with us at https://health.policybazaar.com/
Important Points to Remember
- Floater policy can only cover the child until they reach 21 years
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For issuing cashless card, a photo must be submitted to TPA
Popular queries:
Can we add new born baby in health insurance?
There are no specific individual health insurance plans for newborn babies in India. You can either add them to the family floater health insurance plan after the baby completes 90 days after birth or cover them under a maternity health insurance plan or buy an individual health insurance plan.
What is the waiting period for newborn baby in health insurance?
Policy Upgradation After 90 Days
At times, certain insurers offer coverage to the newborn post 90 days from birth. To protect your child against any medical risks, choose health insurance for infants that covers your newborn at the earliest.
What is baby day 1 cover?
The Company will also pay for the medical and related expenses incurred for the medically necessary treatment of the new born baby of the Insured for a maximum period of 30 days from the date of birth of the new born baby of the Insured and up to the amount specified in the Schedule.
Can we buy term insurance for new born baby?
Buying the Best Term Insurance Plan
It is important to buy the term plan early. If you are seeking to secure your newborn child’s future, you can do this in the child’s first month. If you buy the term plan when you are young, you will benefit from the low premiums.